- Some investments are speculative and will fluctuate in value, and therefore, carry some degree of risk. It should not be assumed that the value of investments will always rise. Past performance will not necessarily be repeated and is no guarantee of future success, and there is a chance that you will lose both the associative capital and accumulated interest of your investment. Whilst we can guarantee fixed interest rates, we cannot guarantee fixed outcomes.2. Bonds traded in the secondary market, can fluctuate in price in response to changing interest rates, credit quality, general economic conditions, and supply and demand. By reason of these fluctuations, the value of a bond will likely be higher or lower than its original face value if you sell it before it matures. As a result, however, there is a risk that the value of your investment may be lower than the original capital value. Please note that there is no guarantee that you will find a buyer on the secondary market were you to sell your bond investment prior to maturity.
3. Our corporate bonds are all asset-backed, however, whilst this does increase the security of the investment it does not nullify the risk of default. The value of the securitised asset connected with the bond will be divided-up between all eligible creditors, and may not wholly remunerate original capital value plus any accrued interest you are entitled to. It is good practice to ensure you are aware whether the asset-backed security is allocated either pro rata or sequentially, as this may affect the amount of remuneration you receive.
4. It is advisable that you conduct your own research into the companies which The Bond Register seeks to promote; although our firm conducts thorough background checks on all companies and their affiliated directors, we are not always able to source all relevant public information about the firm.
5. You should carefully consider in the light of your financial resources, as a means of determining whether investing in bonds is suitable for you or not. Your own personal circumstance and the impact of any successful or failed investment will always differ
6. We have a documented policy of Treating Customers Fairly and use our best endeavours to avoid any conflict of interest arising. Where conflicts of interest do arise however, we ensure fair treatment to all our customers by disclosure, internal rules of confidentiality, or otherwise.
7. The Bond Register (including its parent company and its subsidiaries, their directors, officers or employees) may have or previously held a material interest in the company which is the main subject matter of the research note or any other company mentioned, and may be providing or have provided within the previous 12 months, significant advice or investment services in relation to any company or a related company referred to in this document or any other associated document. This document has been prepared and issued by The Bond Register on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst all reasonable care is taken to ensure that the facts stated are accurate and the opinions given are fair and reasonable, neither The Bond Register nor any director, officer or employee shall in any way be responsible for its contents. This document is intended to provide clients with information and should not be construed as an offer or solicitation to buy or sell securities.
8. Diversification. The Bond Register advises that you do not ‘put your eggs in one basket’ and diversify your investment portfolio to minimise risk. This means that although you can potentially have higher returns by investing more capital into a single bond, your risk exposure is greater if that bond defaults. It is advisable to diversify your capital investment into different bonds.
9. Please note that there is no protection from the Financial Services Compensation Scheme (‘FSCS’) if the bond issuer fails.